A. Under 3 years
B. 3 – 5 years
C. 6 – 10 years
D. 11 – 15 years
E. Over 15 years
A. I want my investments to be secure. I also need my investments to provide me with modest income now,
or to fund a large expense within the next few years.
B. I want my investments to provide a maximum amount of income now.
C. I want my investments to grow and I am less concerned about income. I am comfortable with moderate market fluctuations.
D. I am more interested in having my investments grow over the long-term. I am comfortable with short-term return volatility.
E. I want long-term aggressive growth and am willing to accept significant short-term market fluctuations.
A. Very limited (little to no knowledge)
B. Basic (understand difference between stocks and bonds)
C. Average (aware of the different investment options and levels of risk)
D. Extensive (thorough understanding of investment products and strategies)
A. I do not like risk and am not prepared to expose my investments to any fluctuations in order to earn higher long-term returns.
B. I am prepared to experience modest fluctuations in order to generate a higher long-term return.
C. I am prepared to experience average fluctuations in order to achieve a higher long-term return.
D. I want to maximize my long-term returns and am comfortable with significant fluctuations.
A. Sell all of the remaining investment
B. Sell a portion of the remaining investment
C. Hold the investment and sell nothing
D. Buy more of the investment
A. Portfolio return range (-1% to 8%)
B. Portfolio return range (-6% to 15%)
C. Portfolio return range (-12% to 22%)
A. Unlikely to take more risk
B. Willing to take a little more risk with some of your investments.
C. Willing to take a lot more risk with some of your investments.
D. Willing to take a lot more risks with all of your investments.
A. You may be reaching retirement or simply prefer to take less risk. Security of capital is your biggest concern.
B. You may be close to retirement or prefer to take less risk. Security is quite important to you.
C. You want a balance between growth and security. You are willing to accept some risk for potential higher returns over time.
D. Growth is more important but security is still a factor. You are willing to accept some risk for potential higher returns over time.
E. The growth of your money is your main concern and you plan to invest for a long time. You are very comfortable with riding out
the ups and downs of the market for potential higher long-term results.